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I always wanted to get education policies for my two kids but due to procrastination, I always seems to delay it until recently where I managed to know one good insurance agent from Kluang. He was introduced by my sis in law where he provided good services to her and friends during their bad times. I did survey some policies in Singapore but didn't really buy it due to the cost and trust of the agent. Anyway, I finally secured two policies for them over the weekend which also includes life insurance, medical card and a savings plan. The policy will due in 15 years where they will start their tertiary education. Well, I thought at least it helps out with their education needs in the future when my income will likely be affected then, as well as stayed protected. There are some other alternatives suggestions from my friends and relatives like investing the sum in some safer trust funds which may yields higher returns but I decided to play safe.
I found a new kopitiam in Taman Molek on Sunday, which was not that new as I was not aware of its existence but I like their clean and spacious surroundings.
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| A fried rice for my little princess shared with my wifey |
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| Nasi lemak for my kid |
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| I had a Hailam chicken chop ... their speciality. |
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| And, I must said now, their coffee is the best in JB. Very kao and fragrant. |
Have a good week and May the Lord God protect and bless you always!
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Hern Hern can eat spicy?
ReplyDeleteMerryn - haha..He started to eat spicy food lately. Anyway , nasi lemak not very spicy la.
ReplyDeleteIt is good to invest in the children education fund. By the time they are going to colleges or universities, we have some money stand by for them.
ReplyDeleteLovely meals you had there. My kids will like that fried rice and I will go for nasi lemak. ;)
Rose - Yeah , that's my intention as you will never know what's your financial health will be then.
DeleteYep, good to find a policy that covers all - life insurance, medical card and a savings plan.. Mine I think just covers medical and some kinda investment.. Yummy food, I love all of them - fried rice, nasi lemak and chicken chop.. Typical parents+kids meal, I like..
ReplyDeletePrincess - it's actually quite cheap to buy from young. Covers lots of stuffs.
DeleteAt least in 15 years time, will have some returns for the education...
ReplyDeleteSharon - Yeah , that's my intention.:)
Deleteyeah, it's wise to set up education fund and policy for your kids.. because nowadays education is no more free and no more cheap, at least for those better ones..
ReplyDeleteSK - At least it helps to cover a bit of the education fees
Deleteoh, so this time round you went to have Hainanese food, no Japanese food ke??
ReplyDeleteSK - Well, it was a new eatery and we decided to give it a try.
Deletelike the nasi lemak and also the hainanese chicken chop, looks a bit different from what i have here.. errr, no hainanese kaya toast?? hehe~~
ReplyDeleteSK - hahah..Cannot finished la.
DeleteYes, great to take up policies for kids' education...and best to start early - you will not have to pay so much. I had one for my daughter, started quite late and paid over RM5,000 a year and it was rather heavy since I did not earn so much, less than 3K a month...but I managed somehow. She attained excellent results in her SPM in the end and secured a government scholarship so never used the money - just keep in the bank, earning the measly interest...until maybe, if she decides to go and do her masters or something.
ReplyDeleteFood looks great but nasi lemak is Hainan kah?
STP - yeah, and its cheaper to buy now when they are young. At least I am assured that they are protected, while having humble savings for their education.
DeleteI have gotten my 2 kids education policy since they were 3. At that time the premium is low but offer good rates.
ReplyDeleteYee Ling - wow...that was really cheap then.
DeleteAlways good to plan early and get ready for our kids' education.
ReplyDeleteEducation sure won't be getting any cheaper!
Lina - yes, it's getting more and more expensive and I still need to top up their plans when got chance.
DeleteIt is a wise move to get the education policy. Tertiary education is expensive especially overseas. Good to start early.
ReplyDeletePhong - Agreed!
Deletea good agent and trustworthy one is important. wise choice.
ReplyDeleteSmall Kucing - That's another aspect to look into it when buying a policy.
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