.....times of refreshing.....

I remember vividly in the past, whenever the typical lower to middle income folks found out someone was an insurance agent, they will always try to shun or avoid the latter. There's always the saying that I heard when I was younger that insurance is a scam and lots of people got burned. Well, of course this perception changed when I got older and gradually I realized it's actually some good financial products especially those yields good coverage and even returns.

 I just met my insurance agent who had been serving me for almost a decade. I can say she provided good services and educated me a lot on her company products though sometimes it can also be irritating when she try to push her products which gave me some kind of 'guilty' feeling if I don't invest. hahaha...  On the other hand, it's a win-win situation as she helps me to see which area of my family and I were not covered while she increase her sales. Of course, I buy intelligently and within my own means. I guess it's boils down to our own budget, coverage needs as well as find out  little on how good is the product. In my opinion, for adults, a critical illness coverage is a requisite while for kids, its nice to get them a savings policy for their education which includes some coverage.

Just some thoughts on insurance here. Over the last long weekend, my family and I was at Kinsahi restaurant in Tebrau City and we had some simple sushi and Japanese meals.

Salmon Sashimi to share

Ebiko Sushi for my two kids - their favorites!

My lovely Salmon Sushi

A shabu-shabu for my wifey and two kids

Assorted sushi maki to share

Assorted sushis to share

And my favourite Kake Udon ... seems the pix is too dark .. hahhaa

Have a good coming weekend!

I just read an article from some posts on Finance and they encourage one to job hop in order to maximise their wages. Well, their analysis is if someone stayed in  the same company for a long time, the increment they get may not be as much as someone who joined another company, as they will get an instant 'big' increment. Thus, the article was suggesting by job hopping every 2 or 3 years, the worker can actually maximise his/her wages compared to the person who stayed in the company for years. And, they also mentioned in today's working climate, there are no longer such thing as loyalty but more on your skillsets.

Do you agree with the article? To me, there's job security concerns as if you are comfortable with your current job, and if the new job gave you a lot of problems (colleagues, environment, working condition...etc), you may end up looking for another job very soon. But then, even if someone worked in a company for 20 years, this risk may still exists. As the article pointed out, your future employees may not like to employ a job hopper but if you have a certain demanding skillsets, that is a different case.

Well, I am not looking for new jobs now but this article which I just read seems quite thought provoking. (PM me if you want the article as I don't want to link it here) Oh yeah, I was very hungry tonight after my gym workout and decided to order a sake maki and a Shokado Wazen bento set.

Sake maki - My favourite!

Shokado Wazen Bento Set

And, a hot green tea to wind down...

Have a great week, folks!